If you need dependable hot water for a 3–4 person household but want the lowest sensible upfront cost, this guide walks you through the cheapest 50-gallon electric water heaters on the market, exactly how we measured “cheapest,” real spot-checked retail prices (Feb 2026), installation math, running-cost estimates, warranties, and clear recommendations so you can buy with confidence.
How we picked “cheapest”
To call a model “cheapest” reliably we combined several measures not just MSRP because a low sticker price can hide higher installation complexity or inefficient operation:
- Retail spot-checks (Feb 2026). We checked major retailers and supply houses for listing prices and availability: Home Depot, Lowe’s, SupplyHouse, appliance dealers and common supply houses (price checks noted in the Sources block). Prices recorded are retailer listing prices as of the week of Feb 2026 (sales and local-store variations will change those numbers).
- MSRP vs. street price. We compared manufacturer MSRP (if shown) to actual retailer prices and sale prices the “cheapest” models are those with the lowest commonly available retail prices, not simply lowest MSRP.
- Warranty & coverage. A low purchase price can be offset by a short warranty; models with longer tank/parts warranties gained a small boost in our ranking.
- Efficiency & element wattage. We looked at element wattage (4,500 W vs 5,500 W), UEF/DOE FHR numbers where available, and insulation thickness (which affects standby loss). That matters because a cheap heater with very poor efficiency can cost more in energy over 5–10 years. (UEF ranges and DOE test procedure are used as the standard.)
- Physical footprint / installation complexity. “Short” vs “tall” models, power-circuit requirements (30 A vs 40 A), and whether the model is restricted in demand-response states were considered a “cheap” short model that fits under a basement stair is more attractive than a taller unit that forces relocation.
We prioritized consumer availability (big-box pricing) and real retailer sale prices over dealer-only contractor pricing when ranking “cheapest,” because most homeowners buying a standard electric 50-gal unit will first compare Home Depot / Lowe’s / SupplyHouse pricing.
Comparison table: representative models
The table below is the retail spot-check used for this brief (prices vary by model/height and by retailer). Price checks performed Feb 2026.
| Brand | Representative model / note | Typical warranty | Typical retail price (spot-check) | Quick take |
| Rheem | Performance / Performance Plus 50-gal models (common consumer models) | 6–9 years (varies by model) | $539–$609 (retailer pricing varies by model/height). | Solid mainstream option; many retailer deals make Rheem a budget favorite. |
| A. O. Smith | Signature / ProLine 50-gal electric models | 6 years (standard residential) | ~$599 (Lowe’s listing — Signature 50-gal). | Good UEF and proven ProLine/Signature series options at competitive prices. |
| Bradford White | RE350 / RE250 50-gal residential electric | 6–12 years (depending on model/warranty extension) | ~$505–$1,079 (varies by vendor/model; some vendors show mid-$900s). | Contractor-favorite brand — often pricier at supply houses, but high build quality. |
| Whirlpool | ES50R / regular 50-gal electric models | 6–12 years (model dependent) | ~$899 (example retail listing). | Feature-rich models exist but availability/pricing can vary; sometimes discontinued SKUs appear. |
| GE (GE Appliances) | GE 50-gal tall/regular electric | 6–12 years (varies) | ~$710 (example sale price at appliance retailer). | Good performance numbers (FHR/First Hour Rating) on some GE models; mid-range pricing. |
READ MORE: 80-Gallon Electric Water Heater: The U.S. Homeowner’s Complete Guide
In-depth 50 Gallon Electric Water Heater reviews
Below are repeatable, standardized mini-reviews so you can compare apples to apples.
1. Rheem Performance / Performance Plus — representative skus
Model name / SKU (example listings): Rheem Performance 50-gal tall / Performance Plus 50-gal models (Home Depot listings include XE50T06ST45U1 and XE50T09EL55U1 among others).
Short summary: Best for homeowners who want the cheapest big-box 50-gal electric option with straightforward parts and wide availability an easy swap for most existing 50-gal electric tanks.
Key specs (typical):
- Nominal capacity: 50 US gallons.
- Heating elements: 4,500 W (common “tall” models) or 5,500 W variants (Performance Plus usually offers 5,500 W double-element versions).
- UEF / DOE FHR: varies by SKU Rheem lists DOE First-Hour and energy-guide on each model page (expect typical electric storage UEFs in the 0.66–0.95 range depending on insulation and design).
- Profile: short (medium) and tall versions available (measure before you buy).
- Warranty: 6–9 years depending on “Performance” vs “Performance Plus” branding and specific SKU (some Performance Plus models list a 9-yr tank warranty on retailer pages).
Price range (retailer listing): Example tall 50-gal 4,500 W at $539 (Home Depot sale price shown Feb 2026); Performance Plus medium tall 5,500 W examples listed near $608–$659 depending on promotions. Home Depot and other big boxes are often cheapest for these models.
Pros
- Lowest retailer prices among mainstream consumer brands on many sale cycles.
- Wide SKU range (short/tall, different element wattages) — easier to find a physical fit.
- Good parts availability at big-box stores and local plumbing suppliers.
Cons
- Warranty lengths vary across SKUs check the exact model warranty before buying.
- Standard electric resistance technology — not as efficient long-term as heat-pump (hybrid) models.
- Basic features on budget SKUs (no Wi-Fi, no smart controls).
Who it’s best for: Homeowners replacing an old 50-gal electric tank who want the lowest out-the-door price at a national retailer and straightforward installation.
2. A. O. Smith Signature
Model name / SKU (example): A. O. Smith Signature 50-gal tall (e.g., EEU6-50H45DV or similar Signature 100 listings at Lowe’s).
Short summary: A. O. Smith’s Signature / ProLine consumer models are a solid mid-budget option: reliable performance, common installation options, and competitive pricing on sale.
Key specs (typical):
- Capacity: 50 US gallons.
- Elements: 4,500 W / 4,500 W double element arrangements are common for consumer Signature 50s.
- UEF / FHR: A. O. Smith lists FHR/UEF data on product pages; Signature consumer models tend to offer solid FHR for the family size indicated.
- Profile: Tall and medium (short) options available.
- Warranty: Standard 6-year residential warranty on many Signature SKUs (check SKU specifics).
Price range (retailer listing): Lowe’s shows Signature 50-gal listings commonly near ~$599 (Feb 2026 spot-check); supply houses may list slightly different prices. Lowe’s and Lowe’s Pro Supply are common buying points.
Pros
- Sturdy construction and proven brand history.
- Reliable FHR for family usage patterns.
- Readily available parts and service network.
Cons
- Not usually the absolute cheapest on a given sale day but still competitive.
- Warranty is industry standard (6 years) — longer warranties exist from other brands on select SKUs.
Who it’s best for: Buyers who want a trusted manufacturer and a balance of price + serviceability.
3. Bradford White
Model name / SKU (example): RE350S6-1NCWW (50-gal Energy Saver electric residential).
Short summary: Bradford White is a contractor-favorite brand: often found through supply houses rather than big boxes, with robust build quality and options contractors like (Hydrojet, better internal components).
Key specs (typical):
- Capacity: 50 US gallons.
- Elements: common 4,500 W element configuration on standard RE350 models (some dealer SKUs specify 5,500 W variants).
- Energy factor: Bradford White lists energy factors (EF/UEF) on product pages; RE350 often shows EF/UEF values near typical electric storage ranges (~0.90 EF reported on some listings).
- Dimensions: sample listing shows ~24 in dia x 47.75 in H for some SKUs.
- Warranty: 6 years typical on basic residential RE350; contractor/extended warranties available through certain supply channels.
Price range (retailer/supply house): Supply houses list a wide price spread: some listings show ~$505 (promotional or specific vendor pricing) to mid-$900s at other vendors; contractor channels sometimes include markup or core-return discounts. Expect supply-house variance.
Pros
- Built for professional install — often has features contractors prefer (Hydrojet, better anode configurations).
- Solid build quality and parts availability for service calls.
- Flexible warranty options through contractors.
Cons
- Often not the absolute cheapest at consumer big-box stores; pricing depends heavily on vendor.
- Sourcing may require supply-house or contractor relationship for best pricing.
Who it’s best for: Homeowners working with a plumber/contractor who want a higher-quality tank and don’t mind buying through supply channels.
4. Whirlpool
Model name / SKU (example): Whirlpool ES50R9-55 (50-gal regular, touchscreen control on some SKUs).
Short summary: Whirlpool’s ES50R is a feature-heavy consumer model (electronic interface, multiple operating modes) good if you want small convenience features but less attractive strictly on price.
Key specs (typical):
- Capacity: 50 US gallons.
- Elements: 5,500 W double element on many ES50R SKUs (fast recovery).
- Operating modes: energy-smart, vacation, normal (some models have intelligent standby savings).
- Warranty: 9 years shown on some Whirlpool 50-gal listings (model-dependent).
Price range (retailer listing): Example Lowe’s listing shows ~$899 for a feature-rich ES50R model (Feb 2026 spot-check). Whirlpool units sometimes appear in promotions but often sit above the most basic models in price.
Pros
- Smart features and operating modes that can save standby energy if configured.
- Faster recovery due to higher element wattage on some SKUs.
Cons
- Higher retail price compared with budget models.
- Touchscreen / electronics add potential points of failure (though most buyers report good reliability).
Who it’s best for: Buyers who want a 50-gal with a few modern conveniences and don’t mind paying extra.
5. GE Appliances — GE50T / GE50S family
Model name / SKU (example): GE50T10BAM (tall) and other GE 50-gal SKUs.
Short summary: GE’s consumer 50-gal models offer solid FHR numbers and broad dealer distribution; pricing is usually mid-range.
Key specs (typical):
- Capacity: 50 US gallons.
- Elements: many GE consumer models use 5,500 W stainless steel elements for quicker recovery.
- FHR / Performance: GE product pages highlight strong First-Hour Ratings (e.g., 75–76 gallons FHR listed on several SKUs).
- Warranty: parts/tank warranty varies by SKU; some listings mention a 10-year limited parts warranty in marketing copy, but buyer should confirm model-specific coverage.
Price range (appliance retailer): Appliance dealers show example sale prices near $632–$709 depending on vendor and sale. Example appliance retailer listing showed ~$709 sale price (Feb 2026 spot-check).
Pros
- Good FHR for family usage.
- Stainless steel heating elements on some models resist corrosion.
- Broad dealer network and clear product documentation.
Cons
- Price not as low as the absolute budget picks.
- Warranty language varies by SKU — check specifics.
Who it’s best for: Buyers who want a reliable mid-range unit with good hot-water delivery numbers.
READ MORE: 40 Gallon Water Heater Buying Guide
True cost to buy & installation of 50 Gallon Electric Water Heater
A low purchase price is only the start. Here’s the realistic total-cost math.
1) Unit cost (retailer):
See the comparison table for typical retail prices (spot-checked Feb 2026). Example cheap purchase: Rheem tall 50-gal at $539 (Home Depot sale price) — that’s the headline number many homeowners see.
2) Typical professional installation cost (U.S., 2026 ranges):
- Basic swap (same spot, same hookups, same panel capacity): $400–$850 labor (plumber/electrician split), plus materials (flex connectors, dielectric unions, T&P valve, minor wiring) ~$75–$200. Total install ≈ $475–$1,050.
- Upgrade needed (new circuit, panel work, or moving the water heater): $900–$2,400+ (adding a 240V dedicated circuit, wiring conduit, or moving the unit can add $500–$1,500).
- Permit & inspection: $25–$200 depending on municipality. Always include permit costs in your budget.
3. Example sample math (conservative homeowner scenario):
- Unit (Rheem tall sale): $539.
- Materials: $120 (connectors, fittings, pan, T&P valve).
- Labor: $650 (licensed plumber + electrician share).
- Permit/inspection: $75.
Total ≈ $1,384 all-in for a straight swap.
If your panel lacks a free 240V double-pole breaker or you need a longer cable run, add $400–$1,000. For installations where a contractor must remove an old leaking tank and remediate water damage, add remediation costs.
Money-saving tips:
- Get 2–3 written quotes and ask each installer to price a straight swap and an upgraded wiring scenario separately.
- Use a big-box retailer installation bundle only if the contractor is licensed locally and you confirm permit handling sometimes local plumbers are cheaper and faster.
- If you’re comfortable and local code allows, replacing the water heater yourself will save labor (but you must still pull permits in most jurisdictions and follow electrical and plumbing rules and many insurers require licensed work for claims).
Warranties, expected lifespan & maintenance tips
Warranties:
Most consumer 50-gal electric tanks come with 6–9 year tank/parts warranties depending on brand and SKU; some SKUs advertise 9 or even 10-year part warranties, while contractor models sometimes offer extended options. Always read the fine print some warranties apply only to the tank, some to elements, and some require proof of proper installation and water treatment (especially in hard-water areas).
Lifespan:
Typical electric storage tanks last 8–15 years depending on water quality, anode maintenance, and usage. If your existing heater is over 10 years old, replacement is often more economical than repeated element/thermostat repairs.
Maintenance tips (extend life & performance):
- Flush the tank annually (or more in hard-water areas) to remove sediment that reduces element life and efficiency.
- Inspect/replace the sacrificial anode every 3–6 years (if the anode is depleted, the tank corrodes much faster).
- Test the T&P valve once a year.
- Insulate the first 3 feet of hot and cold pipe runs and consider adding a tank blanket only if allowed by manufacturer (some manufacturer warranties restrict aftermarket blanket use).
- If you have very hard water, consider a water softener or scale control device to reduce element failure.
READ MORE: Noritz Tankless Water Heater Buying Guide
Buy vs. replace checklist
Before you buy, run through this quick checklist:
- Measure vertical clearance and diameter. Decide short vs tall profile; many 50-gal tanks come in “short/medium” (around ~53–54″ H) and “tall” (60–64″ H). Confirm the new tank will fit.
- Check electrical circuit capacity. Most 50-gal electric tanks need a dedicated 240V circuit with appropriate breaker sizing (30 A or 40 A depending on element wattage and local code). If your current panel doesn’t have room for a dedicated breaker, factor in panel work.
- Confirm water line and vent clearances. While electric tanks don’t need combustion vents, you still need clearance for the T&P drain and a proper pan under the tank if installed in finished space.
- Sizing: first-hour rating (FHR). If your household has overlapping high draws (two showers + dishwasher), check model FHR — many GE and some higher-end models list strong FHR numbers.
- Permit & code: Confirm local permit requirements most U.S. municipalities require permits for water heater replacement. Factor permit fees and inspection time into your plan.
- Hard-water considerations: If your water is hard, plan for more frequent maintenance or consider water treatment to lengthen tank life.
5 FAQs
Q1: What is the cheapest 50-gallon electric water heater right now?
A: On big-box retailer pricing in Feb 2026 the Rheem Performance 50-gal tall SKU showed some of the lowest listed prices (example sale price $539 at Home Depot). Availability and sale pricing vary by region and store.
Q2: How much does a 50-gal electric water heater cost to install in 2026?
A: Typical straight swap install ranges $475–$1,050 (labor & materials + permit). If you need electrical upgrades or relocation, expect $900–$2,400+. (Local labor rates vary.)
Q3: Is a 50-gal electric water heater good for a 3–4 person household?
A: Yes — a 50-gal storage tank is the common recommendation for 3–4 people for standard shower and dishwasher use, provided the model’s FHR matches morning peak demand.
Q4: Should I buy the cheapest unit or pay more for efficiency?
A: If your priority is lowest upfront cost, buy the cheapest reputable SKU (often Rheem/AO Smith). If you want lower operating cost and longer term savings, look for higher UEF or consider a hybrid heat pump water heater (higher upfront but much greater efficiency).
Q5: How long do 50-gal electric water heaters last?
A: Expect 8–15 years with normal maintenance; regular flushing and anode checks extend lifespan.
Conclusion
If your top priority is lowest upfront price, start your search with Rheem Performance 50-gal tall/short SKUs and compare active Lowe’s and big-box promos for A. O. Smith Signature models both brands frequently appear as the cheapest practical consumer options at national retailers (spot-checked Feb 2026). If you expect heavy usage, want faster recovery, or prefer longer warranties, consider GE or contractor-grade Bradford White but factor in higher purchase or supply-house pricing.
If you want a personalized call to action: measure your current heater height/diameter and your breaker size (30 A vs 40 A), then bring those numbers to two local plumbers and the big-box store installer quote — that will yield the most accurate all-in price.
Sources — price checks Feb 2026
- Home Depot — Rheem Performance 50 Gal Tall 4500-Watt Double Element Electric Water Heater with 6-Year Warranty (example listing) — price checked Feb 2026.
- Home Depot — Rheem Performance Plus 50 Gal Medium 4500-Watt / 5500-Watt listings (example pages) — price checked Feb 2026.
- Lowe’s — A. O. Smith Signature 50-Gallon Tall 6-year Limited 4500-Watt Double-Element Electric Water Heater (Signature 100 listings) — price checked Feb 2026.
- SupplyHouse / TotalHomeSupply / MasterSupply — Bradford White RE350 50 Gallon Electric (RE350S6-1NCWW) pages — price checked Feb 2026.
- Lowe’s — Whirlpool 50-Gallons Regular ES50R9-55 9-year 5500-Watt listing (example) — price checked Feb 2026.
- GE Appliances / Appliance retailers — GE 50 Gallon Tall / Short electric model pages and appliance dealer listings (example GE50T10BAM) — price checked Feb 2026.
- U.S. Department of Energy / DOE rules & UEF test procedure (for UEF background and rating bins) — price/efficiency guidance referenced Feb 2026
